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Olok United Savings & Loan Association (Plaintiff) vs Nakirya Mary (Defendant)

Brief Background

The plaintiff brought this suit by way of a plaint under summary suit under the provisions encapsulated under Order 36 of the civil procedure Rules seeking recovery of UGX. 1,500,000/= being un-paid principal sum and UGX. 8,400,000/= being accrued interest and costs of the suit.
Civil CaseNO. 030 OF 2024
DateApril 2025
Magistrate G.1 H.W Kyembe Karim

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Summary

The Plaintiff’s Case:

The plaintiff’s case that on the 16th July, 2019, the defendant by virtue of being a member of the plaintiff association obtained a loan of UGX. 1,500,000/= payable in a “short” period of time. That the defendant agreed to pay back the principal sum together with a monthly 10% interest totaling UGX. 150,000/=. That the defendant, however paid only 1,050,000/= only, being interest for 7 months and she has since defaulted for a total of 56 months accumulating the interest to 8,400,000/= as at the time of filing the suit.

Defendant’s case:

The defendant admitted that she had always borrowed money from the plaintiff and paid it back. That on 16th July, 2019, she borrowed 1,000,000/= but the plaintiff only disbursed 850,000/= and retaining 150,000/= to pay off the old debt. That they agreed that a member who takes a loan, they would stop computing interest in October and that she knows that the money had accumulated to 1,300,000/=. That is, 1,000,000/= as principal sum and 100,000/= per month for 3 months as interest.

FULL JUDGEMENT:

Download Here:  2.OLOK_UNITED_SAVINGS_VS_NAKIRYA_MARY (FINAL)